<p>It is very critical to simplify banking to achieve business goals and create a foundation for sustainable growth and profitability.</p><p>To deliver higher operational efficiencies and managing costs, most of the banks are looking to refresh their existing business models and enhance return on equity.  Banks are keen today on making their business truly customer specific and are leveraging emerging technologies like mobility, social, commerce, cloud and big data to create and sustain competitive differentiation and offer superior customer experience.</p>

<p>To integrate our banking application with existing system, it was require that the application should be very much user friendly.</p>

<p>Our team performed a detailed study to understand customer need and to understand the existing business processes. The architecture uses a combination of technologies that make it flexible and extensible, and allow it to communicate with other hardware and software systems. The frameworks that drive the application are implemented by the Java programming language, distributed objects, and XML scripting.</p><p>The User Interface, Business Object, Manager/Technician, Data Persistence, and Navigation frameworks interact to provide a powerful, flexible application framework.</p>

<ul><li>The product uses well defined and highly configurable application integration framework (EMA) to map and connect to any core banking and other third party systems.</li><li>The product enables Banks to easily migrate to new core banking solutions without affecting client facing business</li><li>The product, therefore, is a route to free Banks from total dependence on a single core solutions vendor</li><li>No Platform agenda allows banks to use any OS, Appserver or relational Database of their choice</li><li>Genuine multi-channel capability that integrates seamlessly across all channels</li><li>Ultra-modern N-Factor security framework with ability to integrate with 3^rdparty security solutions.</li><li>Support for fully configurable “Mobile Signature” & “digital signature” facility at both electronic documents and transactions level.</li><li>Automated Request and Delivery of Digital Certificate interfacing Bank’s CA server</li><li>Provides complete non-stop banking, which is resilient to unavailability of core and/or other systems e.g. due to close of business day processing</li><li>Multi-level authorization offering variety of industry standards e.g. Token devices</li><li>Multilingual and Internationalization support</li><li>Inbuilt MAC Console for bank’s staff for monitoring, administrating & configuring The product deployment</li><li>Technology choices of Java and .NET with modern technologies such as RIA and BPM</li><li>Comprehensive auditing and logging capabilities</li><li>Fully compliant to local banking regulations</li><li>Supports multiple financial institutions with single deployment</li><li>User friendly yet comprehensive channel solutions</li><li>Configurable account product rules that allows any new product to be easily added</li></ul>